e-Mandate Registration Guide

Step 1: Go-to Camspay Link

Visit the following link to begin the process:

https://one.camspay.com/recurring/repcohomeregistration

Step 2: Fill the Customer Details

Complete the following fields:

Name as per Bank Records*
Mobile Number*
Transaction No* (Enter Loan Account Number/Application ID)
Authentication Mode*

Net banking
Debit Card
Aadhaar (eSign)

Branches*(Select your RHFL service Branch from drop-down list)

Step 3: Bank Details

Enter the following information:

Bank Name*(Select from drop-down list)
Bank Type* (Select from drop-down list)
Enter Bank Account No*
Enter Confirm Bank Account No*
Enter Bank IFSC Code*

Step 4: Mandate Details

Complete the following fields:

Frequency Option*(Select Monthly from drop-down list)
Debit Type*(Select Maximum from drop-down list)
Mandate Category* (Select Loan Instalment payment)
Mandate Start Date*(Select EMI start date as 07th, 10th, or 11th)
Mandate End Date* (Select EMI END date up to 30 years)
eNACH Payment* (Select to process eNACH Mandate from drop-down list)
Amount* (Type twice the EMI amount)

Note: Maximum Amount per mandate will be twice the EMI (i.e. EMI X 2). The 'maximum amount' is to take care of changes in EMI during Increase of rate of interest. However, your bank account will normally be debited with 1 EMI per month.

Step 5: Registration Completion

Once all details are filled out:

Redirected to respective banking portal, where bank account holder will be prompted to enter required banking details for authentication.
If banking authentication is successfully done, then E-Mandate is registered.

NACH UPDATION/CANCELLATION/SUSPENSION/REVOKE SUSPENSION

In case you want to update any mandate details/cancel the mandate/suspend the mandate/revoke the suspension, please visit the nearest RHFL Branch.

https://www.repcohome.com/branches

Frequently Asked Questions (FAQs)

What is the difference between physical mandate and e-Mandate?
In physical mandate, Customer has to fill his Bank details along with his signature. If any difference is found in signature, Mandate will not be activated. But for activation of e-Mandate, signature is not required. CVV number in the Debit card, Net Banking or AADHAR linked mobile number is enough for activation.
Is e-Mandate available with all Banks?
No. Only NPCI registered banks are having this facility. It can be verified at https://www.npci.org.in/PDF/nach/live-members-e-mandates/Live-Banks-in-API-E-Mandate.pdfYou can register for it through the Internet Banking, Debit card and Aadhar card.
What are the requirements for e-Mandate?
The requirements to set up an e-Mandate is that one must have a Bank account that supports it. Few Banks in India does not provide this facility. In all the other Banks, e-Mandate can be activated through Debit card / Net Banking / AADHAR linked mobile number. So, please go through the guidelines of the concerned Bank for activating e-Mandate.
Can the cancelled mandate be revoked and make active again?
No, mandate once cancelled cannot be revoked. Customer has to visit the nearest RHFL Branch for re activation.
What are the applicable charges for Mandate creation and cancellation?
It depends on the Bank in which Customer maintains his account.

Types of Mandate that eNACH provides:

Aadhar card
Debit Card
Internet Banking
Physical Mandate

ENACH REGISTRATION PROCESS I:

Conclusion

Repayment by e-NACH is the best way to solve the recurrent payment issue in a dynamic digital finance era. Say goodbye to worries about missed due dates, as these digital solutions make the process easier, smoother and efficient for customers and merchants. To sum up it’s apparent that the future of recurring payment is in e- NACH. Enter this virtual world of hassle-free financial transactions and get ready to enjoy an expedited and hassle-free journey in finance.

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